BCP-Point Pay

Pay with points: A seamless QR payment system for Bangchak members.

Background

Point Pay system was designed to allow customers to use their reward points as a cash substitute for everyday spending. By scanning a Thung Ngern or PromptPay QR Code, customers can seamlessly pay for goods and services at participating merchants. This initiative enhances point utility, providing customers with more flexibility and a convenient way to reduce expenses using their accumulated points.

Industry:
Location:
Thailand

Core Functionalities

✔️ Smart QR Payment & Location Validation
  • QR Scan & Geofencing Verification : Supports Thung Ngern and Thai QR PromptPay scanning with Geofencing technology (Latitude/Longitude) to verify the distance between customers and merchants for secure transactions.

✔️  Real-time Point-to-Cash Conversion
  • API-Driven Point Redemption : Processes real-time point deductions via API and confirms transactions with partner systems instantly upon successful payment.

✔️ Dynamic Rate & Limit Management
  • Flexible Rate & Usage Control : Manages dynamic point-to-cash rates and usage limits (daily/weekly/monthly/yearly) with pre-setup capabilities for future campaigns.

✔️ Backend Operations & Error Handling
  • System Settings & Automated Reconciliation : Configures fallback screens (Renovation/Rate Null settings) for maintenance, stores comprehensive API logs, and automates daily financial reconciliation via SFTP.

Durations

⌛  4 years

Results & Impact

🖥️  Active and Live in Production

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